New Port Richey Public Adjuster for Bad Faith Insurance Claim Cases
Serving New Port Richey, Crystal River, Ocala, Lakeland, Winter Haven, and Haines City and Surrounding Areas
If your insurance company is dragging its feet, lowballing your estimate, or denying coverage outright, you may have a bad faith insurance claim on your hands — and that is exactly what we are built to handle. Public Adjusters of Florida is based in New Port Richey and has recovered millions in claim settlements along the Pasco coast alone.
What Is a Bad Faith Insurance Claim?
Florida law requires your insurance company to handle your claim fairly, honestly, and in a timely manner. When a carrier fails to do that — by ignoring evidence, dragging out the process, denying without a reasonable basis, or paying far less than what your policy entitles you to — you may have grounds for a bad faith insurance claim.
Common signs you are in bad faith territory:
- The carrier delays responding or “loses” documents you have already sent
- An adjuster’s estimate is dramatically lower than the actual cost to repair
- The denial letter cites policy language that does not actually apply to your loss
- You are pressured to accept a partial payment as “final”
- A claim is denied without a real investigation
Common Bad Faith Insurance Claim Tactics in Pasco County
After a major storm in New Port Richey, carriers know they are overwhelmed and they often lean on three tactics — deny, delay, and defend. We have seen them all: a “no-causation” denial after a hurricane, a “wear and tear” label slapped on hail-pummeled shingles, a two-week “review” that quietly turns into six months. These are not accidents. They are a strategy.
How Our New Port Richey Public Adjuster Builds Your Case
To turn a stalled or denied claim around, you need three things: an iron-tight scope of damage, the policy reading to back it up, and documentation the carrier cannot ignore. We do all three.
We re-inspect the damage and document everything. We pull the policy and identify exactly which coverages apply. We rebuild the estimate using the same software the insurance company uses, line by line. Then we negotiate — armed with 28 years of insurance-industry experience.
Types of Property Damage We Handle in New Port Richey
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Hurricane and tropical storm damage
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Flood damage
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Roof damage (free roof inspection)
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Water intrusion and pipe leaks
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Wind damage
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Fire and smoke damage
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Mold remediation claims
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Storm and lightning damage
Millions Recovered on the Pasco Coast
Mark Wicks has been a licensed adjuster since 1998 — 18 years as an independent adjuster for the carriers and 10 years as a public adjuster fighting for policyholders. Public Adjusters of Florida has handled thousands of claims and recovered tens of millions of dollars statewide, including millions in the Pasco County and the greater Tampa Bay area.
Deny, Delay, Defend — How We Push Back
“Deny, delay, defend” is the unofficial motto of too many insurance companies. The truth is that most denials happen because the insured reported late or could not pinpoint a confirmed cause of loss — both of which a public adjuster prevents from day one. Most underpayments happen because the policyholder does not speak insurance. We do.
Why You Need a Public Adjuster from Day One
Bringing us in at the start of a loss is the single most effective thing you can do to protect your settlement. We help you document the damage, mitigate it correctly, file the claim properly, and prevent the small mistakes carriers use to reduce payouts later. If your claim has already been denied or underpaid, you have up to five years from the date of loss to file a supplement.
What Our Clients Say
“Mark, thank you for your help in getting a settlement for my claim which was rejected by my insurance company. Your professionalism, timely responses and courteousness was greatly appreciated.”
— Greg Peterson
Verified Google Review
“Mark & team could not have been more helpful. After my insurance company denied the claim, Mark got me a full settlement. Very pleased.”
— Richard Painter
Verified Google Review
“Mark Wicks helped us with our claim that was denied for our roof. He took care of what needed to be done and kept us in the loop and explained the process seeing we have never been through anything like this before.”
— Amy Brehm
Verified Google Review
Get a Free Bad Faith Insurance Claim Review
There is no upfront cost. We do not get paid unless you do. Call (727) 992-1156 24/7 or use the form below for a free claim review.
Contact a Public Insurance Adjuster
Phone
(727) 992-1156
Hours of Operation
We are available to take your claim anytime!
