Roof Insurance Claims Adjuster
Serving New Port Richey, Winter Haven, Lakeland, Ocala, Haines City, Crystal River, and Surrounding Areas
Hurricanes, tropical storms, hail, and the relentless Florida sun take a brutal toll on roofs. A licensed roof insurance claims adjuster on your side is the single biggest factor in how much your settlement is — and whether you end up with the roof you actually need.
Free Roof Inspection — No Cost, No Obligation
Not sure if your roof has insurable damage? Call us at (727) 992-1156 and we will come out and look. A free roof inspection from a roof insurance claims adjuster is the best way to know what you are dealing with before you talk to your carrier.
Roofers want to sell you a roof. We do not sell roofs. We tell you what your insurance company owes you.
Why You Need a Roof Insurance Claims Adjuster
A roofing contractor can identify damage. An attorney can step in after a denial. But neither is in the room when your claim is being negotiated, line by line, with the carrier’s adjuster. That is what a roof insurance claims adjuster does. We read the policy, document the damage in the format the carrier uses, and push back on every depreciation entry and “wear and tear” exclusion that does not belong on your file.
Types of Roof Damage We Handle
- Hurricane damage
- Wind damage (uplift, missing or torn shingles, ridge cap damage)
- Hail damage
- Tropical storm damage
- Water intrusion through compromised flashing, valleys, or vents
- Tree-impact damage
- Lightning strike damage
- Hidden leaks and slow drips that show up months after a storm
Roofing Materials We Have Experience With
Our roof insurance claims adjuster team has worked claims involving every common Florida roofing system: asphalt shingle, concrete and clay tile, metal, modified bitumen, TPO, and flat or low-slope built-up systems. Each material has its own damage signature and its own claim language. Knowing that difference is part of why we get paid what we do.
Why Roof Claims Get Denied or Underpaid
“Deny, delay, defend” is the unofficial motto of too many insurance companies. In our experience, most roof denials trace back to two issues: the insured reported the loss too late, and the cause of loss was never properly documented. Most underpayments happen because the policyholder accepts the carrier’s first number — usually because they do not have a roof insurance claims adjuster reading the same scope.
We fix both problems by being involved from day one and by documenting the loss the way the carrier’s own software does.
Florida’s Roof Claim Deadlines: Don’t Wait
Florida law — including reforms passed under Senate Bill 2A — places strict deadlines on when you can file or supplement a hurricane or windstorm roof claim. Reporting late is one of the most common reasons claims are denied outright. If you suspect storm damage to your roof, even months after the storm, call us. We will review your timeline and tell you where you stand.
Our Roof Claim Process
- Call us for a free consultation at (727) 761-7723.
- Free roof inspection — we document everything: photos, measurements, and cause of loss.
- Policy review — we identify which coverages apply, including replacement cost, ACV, and roof endorsements.
- Claim filing — we file or supplement the claim on your behalf.
- Joint inspection — at your convenience, we walk the roof with the carrier’s adjuster.
- Negotiation — we rebuild the carrier’s estimate line by line and push for fair payment.
- Settlement — we close the claim only when you agree the offer is right.
What Our Clients Say
“My wife and I filed a claim for roof damage and our insurance company sent two different inspectors. The insurance company denied the claim saying that it was inconclusive. We contacted Mark and team and another independent inspector came. After that, we finally received a check for the full amount thanks to Mark and team.”
— Don Watkins
Verified Google Review
“Mark Wicks helped us with our claim that was denied for our roof. He took care of what needed to be done and kept us in the loop and explained the process, seeing we have never been through anything like this before.”
— Amy Brehm
Verified Google Review
“Dealing with Mark from Public Adjusters of Florida was a very comfortable experience. Mark kept me in the loop all the way through. Thanks, Mark.”
— Anthony Cavalieri
Verified Google Review
Free Consultation with a Roof Insurance Claims Adjuster
There is no upfront cost. We do not get paid unless you do. Call (727) 992-1156 — we answer 24/7 — or use the form below.
Contact a Public Insurance Adjuster
Phone
(727) 992-1156
Hours of Operation
We are available to take your claim anytime!
